01 - Heat olive oil in a large Dutch oven over medium heat. Add diced onion and sauté for 3 to 4 minutes until translucent.
02 - Stir in minced garlic and cook for 1 minute until fragrant.
03 - Add chicken pieces and cook, stirring occasionally, until lightly browned, approximately 5 to 6 minutes. Chicken does not require complete cooking at this stage.
04 - Stir in cumin, oregano, chili powder, coriander, smoked paprika, cayenne pepper, salt, and black pepper. Cook for 1 minute to develop spice flavors.
05 - Add green chiles, drained beans, and chicken broth. Bring to a gentle boil, then reduce heat and simmer uncovered for 15 to 20 minutes until chicken is cooked through and flavors meld.
06 - Reduce heat to low and stir in cream cheese until completely melted and incorporated throughout the chili.
07 - Remove from heat and stir in sour cream until the mixture achieves a smooth, creamy consistency.
08 - Taste the chili and adjust seasonings as needed with additional salt and pepper.
09 - Ladle chili into bowls and garnish with cilantro, avocado, cheese, lime wedges, and tortilla chips as desired.